No comparison can be made using previously disseminated data. Time comparisons between 2014 estimates and previously disseminated estimates can be made only using reconstructed data included in the Report published J(, see the attached tables) and available on Istat data warehouse ( ).
#Family household budget series#
Since 2014, the new HBS has replaced the old HBS, which has been carried out between 19Īs deep changes have been introduced in every stage of the process, it has been necessary to reconstruct the time series of the main expenditure aggregates since 1997. g., payments of fees and business expenditures). The main focus of the HBS is represented by all expenditures incurred by resident households to purchase goods and services exclusively devoted to household consumption (self-consumptions, imputed rentals and presents are included) every other expenditure for a different purpose is excluded from the data collection (e. The HBS is included in the National Statistical Programme, the document that regulates the production of official statistical information. In agreement with Eurostat, the survey is based on the harmonized international classification of expenditure voices (Classification of Individual COnsumption by Purpose – Coicop) to ensure international comparability. More, it represents the informative base for i) the official estimates of relative and absolute poverty in Italy, ii) the measure of inflation by household expenditure classes.
It analyzes the evolution of level and composition of household consumption expenditure according to their main social, economic and territorial characteristics. The household budget survey (HBS) focuses on consumption expenditure behaviors of households residing in Italy.
Necessary expenses, such as your mortgage, groceries and insurance, automatically get 60 percent of the family’s take-home pay each month. One simple approach is to break spending into only five categories. Try these three solutions for simplifying your budget: Micromanaging your money can get messy, and if you’re not careful, you’ll wind up driving yourself crazy. There’s a lot to be said for simplicity, especially when it comes to your household budget. Does each family member need a clothing category in the budget, or can you lump everyone’s clothing expenses into a single bucket? Should you separate the non-food items you buy at the grocery store into their own sundries category, or is that overcomplicating things? That’s all well and good, except when the details of your budget get too complicated. When all’s said and done, you should have your expenses covered each month without racking up any debt - hopefully with a little money left over to put into savings. The standard approach to building a household budget is fairly simple: Know how much income you have available to spend each month, determine how much money goes into each spending category (groceries, utilities, housing and so on) and then track these categories regularly to make sure you’re not overspending in one place.